Hello, this is Phyllis Rector. A few weeks or months ago, we have spoke about financing. I am a representative of the Interface Financial Group - it is our business to purchase individual invoices to speed up your cash flow. But taking over your entire accounts receivable relationship is not our business. We have attempted to create a very flexible service, a use it as you need it service. No minimums and maximums - and definitely no time commitments. One of my co-workers likes to call it as the stress reliever service because once you're set up, you know that you can sleep at night because you can make payroll and you can pay your suppliers and of course there's always the added benefit that you can grow your business, and you can take advantage of those opportunities as they come along. You know we are going to come out of this recession and we are all going to need some financing.
So, let me just remind you of how we operate. First of all, we purchase individual invoices. This is one with recourse back to your company - we also need your customers to sign our notification of sale. I sent you an application since you said you were interested and what we need if you wanted to get started is that application, some financial information and then we can get you set up. Then the process is, once you send that in, you will get a call from one of my colleagues. They will verify your financial capacity. Then there is that one-time "headache paper work." This sounds like a lot. It is all done via email. And we will be there to walk you through it. Then you present the invoice you want to sell to us. We take care of the paper work, you have your customer sign it and then we make the fund transfer and in the middle of all this procedure, we are going to have one of our colleagues come and visit you at your place of business.
The personal meeting is done because we work on this philosophy: we only finance people whom we've met and whom we are comfortable with. So, then just remember, we don't hold on to your money. When we're paid, we rebate back to you the difference between the discount, the 10%, and the invoice factoring fee. We do everything through wire transfers. Therefore, money is good in your account the very same day. So, if you can't find your application, kindly either call me, or email me and I will get back to you very quickly.
On a Friday evening, about 7:30pm, a weekend before Labor Day, my immediate superior asked me to record a sales pitch for the company. Of course, it would not occur to him that I might have better things to do on a long weekend than sit around talking to my laptop. 
